Adman Brooks
Tuesday, October 6, 2026 at 3:16 AM EDT
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Amex EveryDay® Credit Card
A no-fee Membership Rewards® card with solid grocery and travel earning and a simple extra-points boost.
- Select Apply Now to submit online
- $0 annual fee
- 2× points at U.S. supermarkets (up to $6,000 per year, then 1×)
- 2× points on eligible bookings at AmexTravel.com
- 1× point on all other purchases
- 20% extra points each billing period after 20+ purchases
- Membership Rewards® points with transfer options
Credit Card Review
The Amex EveryDay® Credit Card is made to give rewards for everyday buying. You get 2X points when you buy things at U.S. Supermarkets up to $6,000 each year and then 1X point after that. Travel that is booked using AmexTravel.com also gets 2X points. Every other buy gives 1X point for each dollar spent. This makes the card a good choice for household spending and daily costs.
If you make 20 or more buys in one billing cycle you get a 20% extra on the points you earn during that time. This can help you get points without having to watch different categories. The card has no fee so it is easy to keep for a long time. Card holders also get to use Membership Rewards®, which can be used for travel, gift cards, shopping or to pay part of your bill.
Points can also be moved to airline and hotel loyalty programs that are allowed which gives choices for those who travel a lot. The card offers protection for purchases and longer warranty coverage on things that're eligible. AmEx Offers might give savings at some stores. The card works with Apple Pay, Google Pay and Samsung Pay to make buying safe and no contact.
For people who often spend at U.S. Supermarkets the 2X points can add value all year long. Meeting the 20 purchases rule every billing period can make the rewards system better. Because there is no fee you don't have to get a certain amount of rewards just to pay for a yearly cost. In general it can be a first choice, for people who want to use Membership Rewards® without paying an annual fee.
- $0 annual fee with transferable points
- 20% extra points incentive for frequent use
- Good earnings at U.S. supermarkets and Amex Travel
- Grocery 2× capped at $6,000 per year
- Fewer perks than premium travel cards
- Welcome offer may vary or be limited
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How to Apply for Amex EveryDay® Credit Card
Check Eligibility
Confirm Amex EveryDay® Credit Card fits your travel goals, annual fee tolerance, and how you plan to redeem points or miles.
Prepare Your Information
Gather your legal name, address, date of birth, Social Security number, income, employment details, and monthly housing payment.
Apply on the Issuer Site
Use the Apply button for Amex EveryDay® Credit Card and complete the secure issuer application form with accurate information.
Review the Decision
Review approval details, welcome offer terms, and any transfer partners or travel protections included with the card.
Activate and Set Up
Activate the card and connect travel accounts or wallets so you can start earning and managing rewards right away.
Alex M.
"The rewards are straightforward and the mobile app made account setup quick."
Priya R.
"Good value for regular travel purchases and useful alerts for tracking spending."
Jordan T.
"The category rewards helped us reduce yearly grocery and gas costs more than expected."
Eligibility & Requirements
These are general credit card requirements. Exact approval criteria, minimum credit profile, and verification steps vary by issuer and product.
Age & Residency
Applicants are generally expected to be at least 18 years old (19 in some states) and provide a valid U.S. residential address.
Identity Verification
Most issuers require legal name, date of birth, Social Security number or ITIN, and contact details for identity checks.
Income Information
You may need to report total annual income, employment status, and housing payment so the issuer can evaluate repayment ability.
Credit Profile
Approval usually depends on your credit history, recent inquiries, and current debt levels. Required score range varies by issuer.
Application Accuracy
Details should match official records and your credit file to avoid extra verification steps or decision delays.
Final Issuer Decision
Meeting baseline criteria does not guarantee approval. Terms, limit, APR, and fees are determined by the issuer after review.
Common Questions
How do I apply for Amex EveryDay® Credit Card?+
Use the Apply button on this page to go to the issuer site, complete the application with accurate personal and income details, and submit for a decision.
Can I get an instant decision for Amex EveryDay® Credit Card?+
Many issuers provide an instant approval or pending message right away, but some applications are manually reviewed and can take longer.
Is Amex EveryDay® Credit Card better for points or simple travel credits?+
That depends on how you travel. Some cards work best for transfer partners, while others are better for easy statement credits or fixed-value redemptions.
What should I check before applying for Amex EveryDay® Credit Card?+
Review the annual fee, welcome offer terms, travel protections, foreign transaction fees, and redemption flexibility.
Can I use Amex EveryDay® Credit Card immediately after approval?+
Some issuers provide instant card access or a temporary number, but availability varies by issuer and product.
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